:root{--navy:#02143C;--gold:#C9A24B;--gold2:#DFC07A;--cream:#F4EBD5;--white:#fff;--pale:#EEF3F9;--slate:#16293D;--text:#5C6C7E;--line:#E7E0CF;--shadow:0 18px 45px rgba(2,20,60,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--slate);font-family:Calibri,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.6}h1,h2,h3,h4{font-family:Georgia,"Times New Roman",serif;font-weight:400;line-height:1.12;color:var(--navy);margin:0 0 18px}h1{font-size:clamp(2.7rem,6vw,5.6rem)}h2{font-size:clamp(2rem,4vw,3.2rem)}h3{font-size:1.38rem}p{margin:0 0 18px}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.utility{background:var(--navy);color:#dce6f2;font-size:13px}.utility .wrap{min-height:35px;display:flex;align-items:center;justify-content:space-between;gap:20px}.utility a{color:#fff;text-decoration:none}.header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.header-main{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:28px}.logo{display:block;width:174px}.logo img{display:block;width:100%;height:auto}.nav{display:flex;align-items:center;gap:24px}.nav a{color:var(--slate);text-decoration:none;font-size:15px}.nav a:hover,.nav a.current{color:var(--gold)}.menu{display:none;background:none;border:0;color:var(--navy);font-size:26px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;background:var(--gold);border:1px solid var(--gold);color:var(--navy)!important;text-decoration:none;font-weight:700;line-height:1.1}.btn.dark{background:var(--navy);border-color:var(--navy);color:#fff!important}.btn.outline{background:transparent;color:var(--navy)!important}.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;right:-140px;top:-240px;width:600px;height:600px;border:1px solid rgba(201,162,75,.42);border-radius:50%}.hero-grid{min-height:630px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:70px;position:relative;z-index:1}.eyebrow,.section-label{color:var(--gold2);text-transform:uppercase;letter-spacing:.18em;font-weight:700;font-size:12px}.hero h1{color:#fff;max-width:780px}.hero p{font-size:20px;color:#e0e8f2;max-width:680px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.hero-actions .outline{color:#fff!important;border-color:#9fb1c6}.hero-image{position:relative}.hero-image img{display:block;width:100%;max-width:520px;height:520px;object-fit:cover;object-position:center;filter:saturate(.85)}.hero-image:after{content:"";position:absolute;left:24px;bottom:-22px;width:82%;height:22px;background:var(--gold)}.section{padding:98px 0}.section.cream{background:var(--cream)}.section.pale{background:var(--pale)}.section.navy{background:var(--navy);color:#fff}.section.navy h2,.section.navy h3{color:#fff}.section.navy p{color:#dbe5f0}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:48px}.section-head>div{max-width:720px}.section-head>p{max-width:540px;color:var(--text);font-size:18px}.section-label{color:var(--gold);margin-bottom:14px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);padding:30px;box-shadow:var(--shadow);height:100%}.card.goldline{border-top:4px solid var(--gold)}.card p,.card li{color:var(--text)}.card ul{padding-left:20px;margin:10px 0 0}.card li{margin:7px 0}.icon{width:54px;height:54px;object-fit:contain;margin-bottom:22px}.icon.gold{background:var(--cream);padding:8px}.number{font:28px Georgia;color:var(--gold);margin-bottom:22px}.media-card{display:grid;grid-template-columns:110px 1fr;gap:22px;align-items:center}.media-card img{width:110px;height:110px;object-fit:cover}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.portrait{width:100%;max-height:520px;object-fit:cover;box-shadow:18px 18px 0 var(--gold)}.quote{font:26px Georgia;color:var(--navy);border-left:3px solid var(--gold);padding-left:24px;margin:28px 0}.facts{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.fact{background:#fff;padding:28px}.fact strong{display:block;color:var(--navy);font:42px Georgia}.fact span{color:var(--text)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line)}.step{padding:26px 24px 0 0;border-right:1px solid var(--line);margin-right:24px}.step:last-child{border-right:0;margin-right:0}.step strong{font:38px Georgia;color:var(--gold)}.step p{color:var(--text)}.banner{padding:70px 0;background:var(--navy);color:#fff}.banner h2{color:#fff}.banner p{color:#dbe5f0;max-width:700px}.breadcrumb{padding:20px 0;background:var(--pale);font-size:14px;color:var(--text)}.breadcrumb a{color:var(--navy)}.page-hero{padding:95px 0 80px;background:var(--cream)}.page-hero p{font:22px Georgia;color:var(--slate);max-width:780px}.list-check{list-style:none;padding:0;margin:0}.list-check li{position:relative;padding-left:30px;margin:12px 0;color:var(--text)}.list-check li:before{content:"✓";position:absolute;left:0;top:0;color:var(--gold);font-weight:bold}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-grid .full{grid-column:1/-1}.form label{display:block;font-weight:700;color:var(--navy);font-size:14px}.form input,.form select,.form textarea{display:block;width:100%;margin-top:7px;border:1px solid var(--line);padding:14px;background:#fff;font:inherit;color:var(--slate)}.form textarea{min-height:170px}.footer{background:#01102f;color:#cdd9e6;padding:50px 0 25px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:35px}.footer h3{color:#fff;font-size:18px}.footer a{color:#fff;text-decoration:none}.footer small{display:block;color:#9fb1c6;border-top:1px solid rgba(255,255,255,.15);margin-top:38px;padding-top:18px}.footer-logo{width:180px;filter:brightness(0) invert(1);opacity:.95}.badge{display:inline-block;border:1px solid var(--gold);padding:7px 11px;color:var(--gold);font-size:12px;text-transform:uppercase;letter-spacing:.1em}.mobile-only{display:none}
@media(max-width:960px){.nav{gap:15px}.nav a{font-size:13px}.logo{width:145px}.hero-grid,.split{grid-template-columns:1fr;gap:45px}.hero-grid{padding:80px 0}.hero-image img{max-width:520px;height:390px}.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr;gap:18px}.step{border-right:0;border-bottom:1px solid var(--line);padding-bottom:18px;margin:0}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.wrap{width:min(100% - 32px,540px)}.utility .wrap{display:block;text-align:center;padding:7px 0}.utility .wrap span{display:block}.header-main{min-height:74px}.logo{width:140px}.menu{display:block}.nav{display:none;position:absolute;left:0;right:0;top:74px;background:#fff;border-bottom:1px solid var(--line);padding:20px 16px;flex-direction:column;align-items:flex-start}.header.open .nav{display:flex}.hero-grid{min-height:auto;padding:64px 0}.hero h1{font-size:3rem}.hero p{font-size:18px}.hero-image img{height:300px}.section{padding:68px 0}.section-head{display:block}.grid,.grid.two,.form-grid{grid-template-columns:1fr}.form-grid .full{grid-column:auto}.facts{margin-top:30px}.footer-grid{grid-template-columns:1fr}.mobile-only{display:block}}

.consent{font-weight:400!important;color:var(--text)!important;font-size:13px!important;display:flex!important;gap:9px;align-items:flex-start}.consent input{width:auto!important;margin-top:4px}